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If you're going to utilize a small-cap index like the Russell 2000, you may wish to pause and consider why a great index fund firm, like Lead, does not have any type of funds that follow it. The factor is because it's a poor index.

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I haven't even addressed the straw man here yet, and that is the truth that it is reasonably rare that you really have to pay either taxes or considerable commissions to rebalance anyway. Many intelligent financiers rebalance as much as feasible in their tax-protected accounts.

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Iul Quote

And of training course, no one needs to be buying crammed common funds, ever. It's actually also bad that IULs don't function.